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Actuaries

Actuaries score 50 out of 100, which is elevated exposure to AI. That ranks #214 of 923 US occupations, where #1 is the most exposed. Of the 15 tasks in this job, AI could speed up 0 on its own and 15 more with extra software built on top of it. In April–May 2026, 3 of these tasks showed up in real conversations with Claude, Anthropic's AI assistant.

50/ 100
Elevated
Rank
#214of 923 jobs
US workers
26,670BLS, May 2025
Median pay
$130,000a year
In real AI use
3 of 15tasks, April–May 2026

Task by task

Each task this job involves, as listed by O*NET, rated on whether a large language model like GPT-4 could cut the time it takes by at least half at the same quality. Tasks marked Seen in real AI use appeared in conversations with Claude in April–May 2026 (Anthropic Economic Index).

  • AI can speed this up on its own: 0 (0%)
  • AI can speed this up with extra software: 15 (100%)
  • Little or no AI speed-up: 0 (0%)
  • Ascertain premium rates required and cash reserves and liabilities necessary to ensure payment of future benefits.AI can speed this up with extra software · core task
  • Design, review, and help administer insurance, annuity and pension plans, determining financial soundness and calculating premiums.AI can speed this up with extra software · core task
  • Determine, or help determine, company policy, and explain complex technical matters to company executives, government officials, shareholders, policyholders, or the public.AI can speed this up with extra software · core task
  • Provide advice to clients on a contract basis, working as a consultant.AI can speed this up with extra software · core task · Seen in real AI use
  • Analyze statistical information to estimate mortality, accident, sickness, disability, and retirement rates.AI can speed this up with extra software · core task · Seen in real AI use
  • Construct probability tables for events such as fires, natural disasters, and unemployment, based on analysis of statistical data and other pertinent information.AI can speed this up with extra software · core task
  • Negotiate terms and conditions of reinsurance with other companies.AI can speed this up with extra software · core task
  • Collaborate with programmers, underwriters, accounts, claims experts, and senior management to help companies develop plans for new lines of business or improvements to existing business.AI can speed this up with extra software · core task
  • Determine equitable basis for distributing surplus earnings under participating insurance and annuity contracts in mutual companies.AI can speed this up with extra software · core task
  • Testify before public agencies on proposed legislation affecting businesses.AI can speed this up with extra software · core task
  • Determine policy contract provisions for each type of insurance.AI can speed this up with extra software · core task
  • Testify in court as expert witness or to provide legal evidence on matters such as the value of potential lifetime earnings of a person disabled or killed in an accident.AI can speed this up with extra software · core task
  • Provide expertise to help financial institutions manage risks and maximize returns associated with investment products or credit offerings.AI can speed this up with extra software · supplemental task
  • Manage credit and help price corporate security offerings.AI can speed this up with extra software · supplemental task
  • Explain changes in contract provisions to customers.AI can speed this up with extra software · supplemental task · Seen in real AI use

Similar jobs, lower exposure

Related occupations that score at least 10 points lower.

This job is already among the least exposed in its field.

Other jobs in this field

Computer and Mathematical occupations close to this one.

Questions about actuaries and AI

Will AI replace actuaries?

Not entirely. Parts of the job are likely to change as AI takes over routine tasks. Actuaries score 50 out of 100 (elevated exposure), #214 of 923 US jobs. AI could speed up 15 of the job's 15 tasks, 0 of them on its own. Exposure means the work is likely to change, not that the job will disappear.

Which actuaries tasks can AI do?

The most exposed tasks include "Ascertain premium rates required and cash reserves and liabilities necessary to ensure payment of future benefits"; "Design, review, and help administer insurance, annuity and pension plans, determining financial soundness and calculating premiums"; "Determine, or help determine, company policy, and explain complex technical matters to company executives, government officials, shareholders, policyholders, or the public".

Which actuaries tasks are hardest for AI?

Every task in this job has some AI exposure, though 15 of them need extra software built around the AI.

Are people already using AI for this work?

Yes. In April–May 2026, 3 of the 15 tasks showed up in real conversations with Claude, according to the Anthropic Economic Index.

How many people work as actuaries, and what do they earn?

About 26,670 people in the US, with median pay of $130,000 a year (BLS, May 2025).

How to read this score. Exposure measures how much of the work AI could speed up, not whether the job will disappear. A highly exposed job can change shape, with people spending less time on routine tasks and more on the rest. The score counts tasks AI can speed up on its own in full, and tasks that need extra software at half weight.

The ratings come from published research based on GPT-4 (2023). To show what's happening now, each task is also checked against the latest Anthropic Economic Index, which records which tasks people actually use AI for. That data is refreshed automatically when Anthropic publishes a new release. Read the full method.

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