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Credit Analysts

Credit Analysts score 56 out of 100, which is elevated exposure to AI. That ranks #133 of 923 US occupations, where #1 is the most exposed. Of the 11 tasks in this job, AI could speed up 1 on its own and 10 more with extra software built on top of it. In April–May 2026, 4 of these tasks showed up in real conversations with Claude, Anthropic's AI assistant.

56/ 100
Elevated
Rank
#133of 923 jobs
US workers
64,390BLS, May 2025
Median pay
$83,510a year
In real AI use
4 of 11tasks, April–May 2026

Task by task

Each task this job involves, as listed by O*NET, rated on whether a large language model like GPT-4 could cut the time it takes by at least half at the same quality. Tasks marked Seen in real AI use appeared in conversations with Claude in April–May 2026 (Anthropic Economic Index).

  • AI can speed this up on its own: 1 (9%)
  • AI can speed this up with extra software: 10 (91%)
  • Little or no AI speed-up: 0 (0%)
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.AI can speed this up on its own · core task
  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.AI can speed this up with extra software · core task · Seen in real AI use
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.AI can speed this up with extra software · core task
  • Prepare reports that include the degree of risk involved in extending credit or lending money.AI can speed this up with extra software · core task · Seen in real AI use
  • Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.AI can speed this up with extra software · core task
  • Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.AI can speed this up with extra software · core task · Seen in real AI use
  • Consult with customers to resolve complaints and verify financial and credit transactions.AI can speed this up with extra software · core task
  • Contact customers to collect payments on delinquent accounts.AI can speed this up with extra software · supplemental task
  • Evaluate customer records and recommend payment plans, based on earnings, savings data, payment history, and purchase activity.AI can speed this up with extra software · supplemental task · Seen in real AI use
  • Review individual or commercial customer files to identify and select delinquent accounts for collection.AI can speed this up with extra software · supplemental task
  • Confer with credit association and other business representatives to exchange credit information.AI can speed this up with extra software · supplemental task

Similar jobs, lower exposure

Related occupations that score at least 10 points lower.

Other jobs in this field

Business and Financial Operations occupations close to this one.

How to read this score. Exposure measures how much of the work AI could speed up, not whether the job will disappear. A highly exposed job can change shape, with people spending less time on routine tasks and more on the rest. The score counts tasks AI can speed up on its own in full, and tasks that need extra software at half weight.

The ratings come from published research based on GPT-4 (2023). To show what's happening now, each task is also checked against the latest Anthropic Economic Index, which records which tasks people actually use AI for. That data is refreshed automatically when Anthropic publishes a new release. Read the full method.

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