Financial Examiners

Task by task

Each task this job involves, as listed by O*NET, rated on whether a large language model like GPT-4 could cut the time it takes by at least half at the same quality. Tasks marked Seen in real AI use appeared in conversations with Claude in April–May 2026 (Anthropic Economic Index).

• AI can speed this up on its own: 1 (6%)
• AI can speed this up with extra software: 15 (88%)
• Little or no AI speed-up: 1 (6%)

• Train other examiners in the financial examination process.AI can speed this up on its own · core task
• Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.AI can speed this up with extra software · core task · Seen in real AI use
• Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.AI can speed this up with extra software · core task · Seen in real AI use
• Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.AI can speed this up with extra software · core task
• Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.AI can speed this up with extra software · core task · Seen in real AI use
• Review balance sheets, operating income and expense accounts, and loan documentation to confirm institution assets and liabilities.AI can speed this up with extra software · core task
• Plan, supervise, and review work of assigned subordinates.AI can speed this up with extra software · core task
• Review audit reports of internal and external auditors to monitor adequacy of scope of reports or to discover specific weaknesses in internal routines.AI can speed this up with extra software · core task · Seen in real AI use
• Examine the minutes of meetings of directors, stockholders, and committees to investigate the specific authority extended at various levels of management.AI can speed this up with extra software · core task
• Establish guidelines for procedures and policies that comply with new and revised regulations and direct their implementation.AI can speed this up with extra software · core task
• Review and analyze new, proposed, or revised laws, regulations, policies, and procedures to interpret their meaning and determine their impact.AI can speed this up with extra software · core task · Seen in real AI use
• Provide regulatory compliance training to employees.AI can speed this up with extra software · core task
• Evaluate data processing applications for institutions under examination to develop recommendations for coordinating existing systems with examination procedures.AI can speed this up with extra software · core task
• Review applications for mergers, acquisitions, establishment of new institutions, acceptance in Federal Reserve System, or registration of securities sales to determine their public interest value and conformance to regulations, and recommend acceptance or rejection.AI can speed this up with extra software · core task
• Verify and inspect cash reserves, assigned collateral, and bank-owned securities to check internal control procedures.AI can speed this up with extra software · core task
• Confer with officials of real estate, securities, or financial institution industries to exchange views and discuss issues or pending cases.AI can speed this up with extra software · supplemental task
• Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.Little or no AI speed-up · core task